Investing in securities involves significant risk of loss. Losses can be caused by a variety of factors including, but not limited to, changes in economic and market conditions, the concentration of investments within a portfolio, and the volatility of securities prices. An investor that implements a wealth management plan that involves securities investment must understand and be willing to accept those risks, including the risk of losing a substantial amount of any investment in securities. Financial Clarity, Inc. cannot assure investors that the objectives discussed herein will be realized or will result in profitable investment performance.

In addition, these materials include forward looking statements based on Financial Clarity’s experience and expectations about the securities markets and the methods by which Financial Clarity expects its clients to invest in those markets. Those statements are sometimes indicated by words such as “anticipate”, “expect”, “designed to” “believe”, “should”, “may”, “seeks”, “intends”, “will” and similar expressions. We also describe investments that we recommend as “outstanding” or “high quality” because we hold them in high regard. However, these statements and forward looking statements are not guarantees of future performance and are subject to many risks, uncertainties, and assumptions that are extremely difficult to predict. Therefore, actual investment returns could differ materially and adversely from those expressed or implied in any forward looking statements. Financial Clarity undertakes no obligation to revise or update any forward looking statements for any reason.

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